In Search Of…Car Insurance Quotes?

Last night I was reading a story involving Progressive Auto Insurance.  I was curious about their website since I had seen their commercials about cheap auto insurance and how easy it is to get a car insurance quote online.  So I headed over to their website to see just how many car insurance quotes I could get and how easy it was.

First of all they wanted a lot of information.  Some I was glad to give because I know they have to know your location, type of car and driving record to even begin to give you a quote for car insurance.  Some of the other questions were a little weird, like level of education and occupation…and of course if I had any other insurance needs.

When I finally got to the page where I expected to see car insurance quotes I saw exactly 1 quote, from (guess who!) Progressive Auto Insurance.  Well, the commericals don't say to come to their site for one insurance quote.. I thought they were supposed to let you compare insurance rates to see who's got the cheapest rates?  I wanted to see quotes from several auto insurance companies, that's why I used the Progressive site in the first place.

Well, after some looking I found a link that promised to let me compare car insurance rates.  I clicked and then guess how many quotes I got to see?  Well the Progressive quote was still pretty big and bold and even offered me a payment plan or a discount to pay the entire premium RIGHT NOW… a bit pushy, but ok.  Also on the page in really small print was another CHEAPER quote from AllState Insurance.  AllState was significantly cheaper but also had a scale of rates based upon your credit score.  My credit isn't bad but what's that all about?  You make your payments and they insure you, you don't make your payments and they cancel you.  What does your credit score have to do with it?

So in a nutshell, getting auto insurance quotes was a bit frustrating.  Maybe it's easier at different sites?  I actually have my car and homeowners insurance through Geico.. that little lizard is so cute.  I don't really care for the cavemen, but that doesn't affect my rates.  I'm pretty happy with what I've got.  Maybe I could save a couple of bucks if I wanted to go through the hassle of searching out the lowest car insurance rates and then changing companies, but for now I don't really think it's worth the hassle.

I'll stick with the lizard with the British accent.